EVALUATE, CONTROL AND GROW FINANCIALLY

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The world has passed through many stages of evolution to reach where it is today. though many obstacles has been faced during this stage of evolution, the determination of humans has made the change inevitable.

Even before now, money has been in existence for a very long time but it seems like its influence over people is beginning to show lately. Every body wants money for them self regardless of any thing or anybody.

sighs..... such a dumb way to live yaknow

Nevertheless, there are still smart people out there who have theoritically as well as practically understand the way money works and they are actually using this secret to their advantage.

Growing up as an adult comes with lots of responsibility because every one do not see you as the child you once was, and now, they are starting to have hope and faith in you and some people begin to have high expectations and look up to you.

So long as there is growth and development, this stage is inevitable as everyone must pass through it. However, the tendency of being successful is basically dependent on how well a person manages himself and his surrounding.

Just like some people, i am just another person who is trying every thing possible to manage himself and his environment successfully. though at times, the stress from this task tends to be overwhelming. Nevertheless, we will still give it all we have got.

My first one thousand naira was made when i was still a kid. i have actually forgotten the age but i think i was about 7 or 8 at the time. I have got quite a handful of experience with money. i have worked as an employee for a boss. i have employed people to work for me and i have been the personal assistant of a boss.

I do not think that i am in the right position to give financial advice to anybody because i do not see my self as experienced enough. However, from the little experience i have gathered over the years, the little advice i can give are as follows:

the first is - do not ever be oppressed by the extravagant spending of another person. you do no know the source of their wealth.

second - spend less than what yo make. for example, if you make a thousand dollar, then i suggest you spend 15% on your food, cravings and other lessure things, 50% on reinvesting, 15% on emergencies, then 20 on savings. and oh, if you love charity, you can reduce the 50 to 40.

third - Most times, selfishness, greediness, ruthlessness, stinginess and some other attributes are needed to keep stacking. however, be very careful not to gain too many enemies because of these attributes.

fourthly - understand how tax, debt and other things go. understand cashflow in general. i recommend you read - rich dad poor dad and the cashflow quadrant.

second to last - do not forget to always put down your financial records so as to help you evaluate and know what you need to stop doing and what you need to start doing

lastly - you are human, do not forget to keep your mental health in check

All these have actually helped me in many ways to keep track of my finances and also grow as well. i use to be the type of person who spends aimlessly on silly things. when i got to understand these things, i began to change and evaluate my finances and be accountable to myself for ever penny i spent. Though not yet financially free, i have gotten to a cherished height and will still put in more efforts to attain more heights.

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